Well, the question and the answer have already been given to you in the title, so let us elaborate for a moment. A UK-based car insurance price comparison website called “Confused.com” conducted a study to find out which vehicle make and model had the highest accident rates in Britain in the last five years. The company notes that the statistics you’re about to read show only a snapshot of accident-related claims made by owners of a particular make and model of vehicle.
According to the results, the Honda FR-V, a compact 6-seater minivan marketed in Europe and Japan from 2004 to 2009, topped the list with 2,529 owners of the model making 466 accident claims in the past five years, which is equal to a claim rate of 18.4 per cent, or close to one in five.
The runner up for the unluckiest vehicle in Britain is Volvo’s XC90, as out of 3,886 drivers who bought their insurance through the site, 619 of them or 15.9 percent made claims for accidents. The third place goes to the Lexus RX with a claim rate of 15.5 per cent (574 claims out of 3,701 drivers), followed by the Mazda5 (15.3 per cent, or 373 out of 2,431).
The Honda Jazz and CR-V, Volkswagen Touran, Hyundai Santa, Toyota Rav and the Mazda3, all with a rate of around one accident claim for every seven vehicles insured through the website’s insurers, complete the top 10 list.
On the other side of the spectrum, the car least likely to be involved in accident claims was the Mazda2 diesel, as there were only nine claims out of a total of 1,076 owners in the past five years, which brings the rate to less than one percent. Oddly enough, the Nissan Skyline and the Ford Focus RS joined the Fiat Cinquecento as the runner ups for first place with a little over 1 percent claims rate.
Commenting on the results, Confused.com’s head of car insurance, Gareth Kloet said: “Car accidents are rarely a result of mechanical failures: they are more often caused by human error or just bad fortune. It could be that drivers of this model happen to be more careless or reckless than other motorists. Or it could simply be that this group of road users has been particularly unlucky in the period when the data was collected.”
